One platform for SACCOS, cooperatives, and microfinance lenders across Africa to originate loans, assess risk, disburse capital, and collect repayments; powered by proprietary AI and machine learning.
An integrated suite of AI-powered tools for every stage of the lending lifecycle.
Alternative credit scoring from mobile money and bank statements analysis with 1000+ data points.

An end-to-end lending management system. One platform for all your back-office and front-office processes.

A no-code credit scorecards builder. Design and deploy custom scorecards for onboarding, underwriting, and monitoring.

Affordable and reliable loan book financing to on-lend from our partners.
Access capital from our network of financing partners
Additional tools and integrations to complement your lending platform.
From origination to portfolio management, everything in one platform.
Access your tools from anywhere.
Proprietary ML models that improve with your data.
Configure workflows and rules without writing code.
Intuitive interfaces requiring minimal training.
Well-documented APIs for seamless integrations.
Continuous improvements at no additional cost.
Plans designed to scale with your business.
At Cladfy's core is our proprietary AI and machine learning model. It powers credit scoring, risk assessment, fraud detection, and portfolio analytics.
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