Mobile money & Bank statements analysis for credit profiling with CashIQ

Go beyond traditional bureau data.

Free trial credits

Web dashboard

API access

saas2
System Output

Cashflow Report after analysis

Analyse Mobile money and Bank statements accurately in seconds.

Client's Profile

Ms. Jane Doe

Restraunt Owner

Cashflow Score

750

Risk Level

28%

3

Statements

1

Loan Application

KES 208,500

Last Week


15%

Prev Week

10%

Prev Month

3 Simple Steps

Cash flow data for smarter underwriting

With 1000+ different attributes and Automated tasks to make informed credit decisions faster.

Data Aggregation

- User permissioned data access.

- Upload all the statements.

- Set conditional checks.

Data Processing

- Utilize our proprietary machine learning algorithms.

- Income validation and verification.

Insights Generation

- Income, Expenses, Loans, Savings.

- Rist level and cashflow score.

- Loan ability estimation.

Easy to integrate - API

Spend your time working on better user experiences, not stressing over how to get the data.

Generate your API keys complete integration in just minutes..

Unified API: - You only need to build one integration.
Hosted infrastructure:- You don't need to run 1000s of servers.
Save $100,000+ of salaries:- In building & maintenance cost.
cashiq_transactions.py

                1import  requests
                2
                3# Set API key and base URL
                4API_KEY = "your-api-key"
                5BASE_URL = "https://api.cladfy.com/transactions"
                6
                7# Fetch transactions
                8response = requests.get(BASE_URL, headers={"Authorization": f"Bearer {API_KEY}"})
                9
                10# Print transactions
                11if  response.ok:
                12        for  tx  in  response.json():
                13                  print(f"ID: {tx['id']}, Amount: {tx['amount']}, Type: {tx['type']}")
                14    else:
                15             print(f"Error: {response.status_code}")
                            

CashIQ is designed to help you lend to:

Consumers
Merchants