For Individuals

Personal finance on WhatsApp with CashIQ

CashIQ (Cashflow Intelligence) helps you understand your personal spending and cashflow: statement analysis, savings, borrowing, and investments, all on WhatsApp.

WhatsApp based Personal finance Grow Financially

Today

Welcome to CashIQ. Get your spending insights. Choose an action below to get started.

Reply menu anytime

09:41

Start here

CashIQChoose an action to get started.

My financial health 09:41 ✓✓

Your CashIQ financial health

Health score: 50/100 (fair)

Monthly average: in KES 0 · out KES 190,692

Watch: Average monthly cashflow is negative.

View all insights on your web dashboard.

09:41

Web dashboard M-Pesa statement Bank statement

CashIQ on WhatsApp

What you get

CashIQ for your personal finances

Statements analysis

Upload your bank and mobile money statements for automated analysis and clear summaries.

Personal spending

See household spending patterns, categories, and trends so you know exactly where your money goes.

Personal cashflow

Understand your income, expenses, and net cashflow to see how your finances are doing.

Savings

Track your savings goals and plan for the things that matter to you.

Borrowing

Understand your borrowing capacity, with guidance that fits your personal cashflow.

Investment opportunities

Discover investment options aligned with your personal goals.