Scorecard Builder
Build powerful credit scorecards with Logiclabs
Design, test and deploy credit scoring models in minutes, not months. Drag-and-drop simplicity meets enterprise-grade analytics, built into Microlender and CashIQ.
Design, test and deploy credit scoring models in minutes, not months. Drag-and-drop simplicity meets enterprise-grade analytics, built into Microlender and CashIQ.
Name your scorecard, select the type, and define the scoring range.
Drag and drop scoring parameters from our library or create custom ones.
Assign weights, thresholds, and conditional logic to each parameter.
Publish your scorecard and score loan applicants in Microlender or CashIQ.
Assess creditworthiness based on applicant demographics; age, location, employment, education, and more. Ideal for first-time borrowers with limited credit history.
Analyze transaction and deposit patterns to determine financial stability. Evaluate cash-flow consistency, savings habits, and deposit frequency.
Evaluate historical repayment behavior across previous loans. Track on-time payments, defaults, and repayment patterns to predict future performance.
Score cashflow from bank and mobile money statements in CashIQ. Mix evidence, set bands and knockouts, then approve, refer, or decline.
A no-code credit scorecards builder. Design and deploy custom scorecards for onboarding, underwriting, and monitoring, inside the apps you already use.
Build demographic, deposit, and repayment scorecards in app.cladfy.com and score applicants as loans come in.
Configure statement, cashflow, and decision scorecards in dashboard.cladfy.com as part of underwriting.
Scores are computed instantly as applications and statements come in, giving officers immediate guidance.
Every score is recorded and traceable in Microlender and CashIQ for compliance and review.
Open Logiclabs inside Microlender or CashIQ and design your first credit scorecard in minutes.