Built into Microlender & CashIQ

Meet Cladfy Copilot

Your AI companion for credit scoring, loan management, scorecards, and research. Copilot is built into Microlender and CashIQ, not a separate product to install.

Cladfy Copilot Interface
Use Cases

What Copilot can do for you

Credit Scoring

  • Analyse bank statements
  • Score credit worthiness
  • Generate financial reports
  • Detect fraud patterns
  • Predict default probability

Loan Management

  • Automate loan processing
  • Track repayments
  • Send payment reminders
  • Generate amortization schedules
  • Manage disbursements

Scorecards

  • Build scoring models
  • Configure parameters
  • Validate scorecard logic
  • Back-test on historical data
  • Optimize thresholds

Research

  • Market analysis
  • Regulatory updates
  • Portfolio insights
  • Borrower segmentation
  • Industry benchmarks
  • Risk assessment reports
  • Trend identification

How it works

01

Ask a Question

Type your question or task in natural language. No special syntax needed.

02

AI Processes

Copilot analyses your data, applies ML models, and retrieves relevant insights.

03

Get Results

Receive actionable answers, reports, or automated workflows; instantly.

Ask Copilot in the app

Open Copilot inside Microlender or CashIQ and ask your first question.