Mobile money & Bank statements analysis for credit profiling with CashIQ

Go beyond traditional bureau data.

Web dashboard

API access

Clients' self service link

saas2
3 Simple Steps

Cash flow data for smarter underwriting

With 1000+ different attributes and Automated tasks to make informed credit decisions faster.

You upload statements

- User permissioned data access.

- Combine multiple statements.

- Set conditional checks.

We process the data

- Cladfy's proprietary machine learning algorithms goes to work.

- Income validation and verification.

You get a Cashflow Report

- Income, Expenses, Loans, Savings.

- Rist level and cashflow score.

- Loan ability estimates.

System Output

Cashflow Report after analysis

Analyse Mobile money and Bank statements accurately in seconds.

Client's Profile

Ms. Jane Doe

Restraunt Owner

Cashflow Score

750

Risk Level

28%

3

Statements

1

Loan Application

KES 208,500

Last Week


15%

Prev Week

10%

Prev Month

Easy to integrate - API

Spend your time working on better user experiences, not stressing over how to get the data.

Generate your API keys complete integration in just minutes..

Unified API - Build one integration.
Hosted infrastructure - No cloud management.
Save thousands of $s in salaries - Building & maintenance.
cashiq_transactions.py

                1import  requests
                2
                3# Set API key and base URL
                4API_KEY = "your-api-key"
                5BASE_URL = "https://api.cladfy.com/transactions"
                6
                7# Fetch transactions
                8response = requests.get(BASE_URL, headers={"Authorization": f"Bearer {API_KEY}"})
                9
                10# Print transactions
                11if  response.ok:
                12        for  tx  in  response.json():
                13                  print(f"ID: {tx['id']}, Amount: {tx['amount']}, Type: {tx['type']}")
                14    else:
                15             print(f"Error: {response.status_code}")
                            

CashIQ is designed to help you lend to:

Consumers
Merchants